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I have taken maternity or adoption leave
Most of France’s pension schemes count the daily benefits you receive during maternity or adoption leave toward your length of insurance.
Maternity or adoption leave is treated like actual service for all civil servants. This means that it counts toward the amount of your pension.
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How daily maternity benefits count toward your retirement pension
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If your child was born prior to 2014: the calendar quarter in which the birth occurred will be credited to your account.
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If your child was born in 2014 or later: one quarter will be credited to your account for each 90-day period during which you received daily maternity benefits.
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If you received daily benefits in 2013, these will also be taken into account if the last day you received benefits was after December 31, 2013, i.e. if your maternity leave began in 2013 and ended in 2014.
How adoption leave counts toward your retirement pension
One quarter will be credited to your account for each 90-day period of adoption leave that ended after December 31, 2013.
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Régimes de retraite Retraite de base : l’Assurance retraite Retraite complémentaire : Ircantec |
Retraite de base
Prise en compte des indemnités journalières de maternité
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Naissance de l’enfant avant 2014 : le trimestre civil de l’accouchement est validé.
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Naissance de l’enfant à partir de 2014 : un trimestre est validé pour chaque période de 90 jours d’indemnités journalières au titre de la maternité.
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Les jours d'indemnisation situés en 2013 sont pris en compte si le dernier jour d'indemnisation se situe après le 31 décembre 2013, c’est-à-dire si votre congé de maternité se situe entre 2013 et 2014.
Prise en compte du congé d’adoption
Un trimestre est validé pour chaque période de 90 jours d’indemnités journalières de repos qui se termine après le 31 décembre 2013.
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Les trimestres validés dans le cadre du congé de maternité ou d’adoption peuvent être pris en compte pour le droit à la retraite anticipée pour carrière longue.
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Ils sont rattachés à l’année civile pendant laquelle a eu lieu votre congé de maternité ou d’adoption ; pour rappel, il ne peut être retenu plus de 4 trimestres par année civile.
Impact sur le montant de la retraite
Si votre congé de maternité ou d’adoption a débuté à partir du 1er janvier 2012, vos indemnités journalières versées depuis cette date sont reportées sur votre relevé de carrière, à hauteur de 125% de leur montant.
Elles entrent donc dans le calcul de votre
Retraite complémentaire
Des points gratuits pour la maternité sont attribués par l'Ircantec, dans les mêmes conditions que pour les arrêts de travail.
Pour bénéficier de ces points gratuits, vous devez avoir perçu pendant au moins 30 jours consécutifs des indemnités journalières pour maternité.
How daily maternity benefits are counted toward your retirement pension
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Child born prior to 2014: the calendar quarter of the birth is credited to your account.
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Child born in or after 2014: one quarter is credited to your account for each 90-day period during which you received daily maternity benefits.
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If you received daily benefits in 2013, these will also be taken into account if the last day you received benefits was after December 31, 2013, i.e. if your maternity leave began in 2013 and ended in 2014.
How adoption leave counts toward your retirement pension
One quarter will be credited to your account for each 90-day period of adoption leave that ended after December 31, 2013.
Your pension schemes do not credit quarters to your account for periods during which you receive daily maternity or adoption leave benefits.
However, they do grant insurance length increases for interruptions in your career and time spent raising your child(ren).
To learn more, please refer to the article entitled “I have had children” .
If you stop working to take at least 90 days of maternity leave, your supplementary old-age insurance scheme will:
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exempt you from two quarters of contributions
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and award you 2 points.
Exception:
You will not be eligible for the exemption above if it was previously awarded to you due to a pregnancy-related pathological condition.
Periods of unpaid maternity leave can be credited to your account, either free of charge (credited as days) or through the purchasing program (credited as days and salaries).
Periods of adoption leave can be purchased.
For more information, please contact your retirement pension scheme.
Periods of maternity or adoption leave during which you received benefits from CRPCEN count toward your length of insurance: 1 quarter is credited to your pension account for every 90 days of benefits.
Maternity and adoption leave are treated as actual service. This means that they count toward the amount of your retirement pension.
For more information, please refer to the article entitled “I have had children” on Info Retraite’s website.
Your retirement pension scheme will credit periods of maternity or adoption leave to your account.
You may also be eligible for child rearing-related increases to your length of insurance.
To learn more, please refer to the article entitled “I have had children” on Info Retraite’s Website
Your retirement pension scheme will credit periods of maternity or adoption leave to your account.
You may also be eligible for child rearing-related increases to your length of insurance.
To learn more, please refer to the article entitled “I have had children” on Info Retraite’s Website
Contributions are paid during any periods of maternity or adoption leave, which are treated like actual service. This means that these periods count towards the amount of your retirement pension.
